Looking for some help to manage your money well? You've come to the right place!

We have produced and collated several resources to help you out.

 

Budget Guides

30-Day Budgeting Challenge
If you want to budget your money but don't know how to start, this comprehensive guide will help you from beginning to end in only 30 days, and you will define your values/priorities along the way: 30-Day Budgeting Challenge

10-Day Quick Start Budgeting Challenge
Want something quicker than 30 days and don't mind doing some hard work right away? This condensed, 10-day version of the "30-Day Budgeting Challenge" will help you build and start using a budget in 1/3 the time: 10-Day Budgeting Challenge

Customizable Budget Spreadsheet
Copy and use this Google Sheets document to build your own budget quickly: Google Sheets Customizable Budget

 

Debt Payoff Calculators

Ramsey Debt Snowball Calculator
This calculator shows you how long it will take to pay down your debts the "Ramsey way," using the debt snowball method: https://www.ramseysolutions.com/debt/debt-calculator

Undebt.it Calculator
This calculator lets you choose between the debt snowball method, the debt avalance method, or three other methods: https://undebt.it/debt-snowball-calculator.php

 

Home-Buying Guides

House-Hunting Cheat Sheet
Use this guide before and during your house search to make sure you are thinking through the details. This is especially good for first-time home buyers: House-Hunting Cheat Sheet

Home Maintenance Budget Guide
Along with a house comes the regular maintenance for everything that breaks down. This guide will help you prepare and budget in advance for those items that will inevitably need to be repaired or replaced: Home Maintenance Budget Guide

 

Saving and Investing Guides

Beginner's Guide to Investing
If you know nothing about investing, or if you only know a little, this guide is the best starting point for you. Take the concepts discussed here and research them for yourself before starting to invest: Beginner's Guide to Investing

Savings and Investment Accounts

Best Current CD Rates
Because of the illiquidity of CDs (certificates of deposit), we don't recommend them for more one year or longer. Investopedia has a list of the banks with the best current interest rates on CDs: https://www.investopedia.com/best-cd-rates-4770214

Best High-Yield Savings Accounts (HYSA)

• Western Alliance Bank- One of the highest interest rates in the industry (4.10% as of October 2025).
• American Express- Great for those who also want savings, checking, high-yield savings, and/or credit card accounts all in one place (3.50% as of October 2025).
• Etrade- Great for those who want an HYSA that integrates seamlessly with investment accounts (3.75% as of October 2025).

Best Stock and Options Brokers
We use several brokers to trade stocks and options. Here is a list of our favourites and why:

• TastyTrade- Best for anyone who wants to trade and monitor their investments on a regular basis. The computer platform is faster and easier to navigate than other brokers' platforms, and their commissions are extremely low for high-volume traders. Limited to Iindividual, joint, entity, and retirement accounts (cannot do HSAs or custodial accounts).
• Etrade- Great for the "buy-and-hold" investor and less active options traders. Offers a wide range of account types (including custodial accounts for children) and multiple trading platforms.
• Schwab- Best for those who want all of their money in one place. They offer savings, checking, and investing accounts, and you can move your money around freely between those accounts.
• Fidelity- Similar to Etrade in terms of what they offer, but they also do HSAs, something that Etrade does not do (see below).

Best Health Savings Account (HSA)
Many banks offer their own HSA, but they usually have low rates of return. If you are simply looking for a low-risk HSA, check with a bank or credit union that you already trust. If you want full control over your money and want to target a higher rate of return by investing directly in the stock market, we recommend Fidelity as it is one of the only brokers that offers an HSA with this ability: Open Account with Fidelity

Best 529 Plan
Every state offers its own 529 plan, but you don't have to choose the 529 plan from your state. If you want more flexibility to choose an aggressive plan with a good track record of following the stock market indexes, open an account with the New York 529: https://www.nysaves.org/